/* ==========================================================
   HIPERCRED — Sistema visual
   Pensado para portar para Elementor/WordPress.
   Tokens em :root para fácil edição global.
   ========================================================== */

:root {
  /* Marca */
  --hc-green-900: #0a3d24;
  --hc-green-800: #0f5132;
  --hc-green-700: #1b7a4f;
  --hc-green-600: #2a9d6a;
  --hc-green-50:  #ecf7f0;
  --hc-yellow:    #ffc72c;
  --hc-yellow-dk: #f0b500;
  --hc-ink:       #0e1a14;
  --hc-ink-2:     #2a3b32;
  --hc-muted:     #6b7a72;
  --hc-line:      #e3e8e4;
  --hc-bg:        #faf8f3;
  --hc-card:      #ffffff;

  /* Tipografia */
  --hc-display: "Bricolage Grotesque", "Manrope", system-ui, sans-serif;
  --hc-text:    "Manrope", system-ui, sans-serif;

  /* Raios */
  --r-sm: 10px;
  --r-md: 16px;
  --r-lg: 24px;
  --r-xl: 32px;
  --r-pill: 999px;

  /* Sombras */
  --shadow-card: 0 1px 0 rgba(14,26,20,0.04), 0 8px 24px -12px rgba(14,26,20,0.18);
  --shadow-pop:  0 24px 60px -24px rgba(15,81,50,0.35);
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html, body { background: var(--hc-bg); color: var(--hc-ink); font-family: var(--hc-text); -webkit-font-smoothing: antialiased; }
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; border: none; background: none; color: inherit; }
input, select, textarea { font: inherit; color: inherit; }

.container { max-width: 1240px; margin: 0 auto; padding: 0 24px; }

/* Headings */
h1, h2, h3, h4 { font-family: var(--hc-display); font-weight: 700; letter-spacing: -0.02em; line-height: 1.05; color: var(--hc-ink); }
h1 { font-size: clamp(40px, 6vw, 76px); }
h2 { font-size: clamp(32px, 4.2vw, 52px); }
h3 { font-size: clamp(22px, 2.4vw, 30px); }

.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: var(--hc-text); font-weight: 600; font-size: 13px; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--hc-green-700);
}
.eyebrow::before { content: ""; width: 28px; height: 2px; background: var(--hc-yellow); }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 16px 26px; border-radius: var(--r-pill); font-weight: 700; font-size: 16px; transition: transform .15s ease, background .2s ease, color .2s ease, box-shadow .2s ease; white-space: nowrap; }
.btn-primary { background: var(--hc-yellow); color: var(--hc-ink); box-shadow: 0 8px 0 -4px rgba(240,181,0,.4); }
.btn-primary:hover { background: var(--hc-yellow-dk); transform: translateY(-1px); }
.btn-dark { background: var(--hc-green-800); color: #fff; }
.btn-dark:hover { background: var(--hc-green-900); }
.btn-ghost { background: transparent; color: var(--hc-ink); border: 1.5px solid var(--hc-line); }
.btn-ghost:hover { border-color: var(--hc-green-700); color: var(--hc-green-700); }
.btn-wa { background: #25D366; color: #fff; }
.btn-wa:hover { background: #1fb957; }
.btn-lg { padding: 18px 30px; font-size: 17px; }
.btn-sm { padding: 10px 16px; font-size: 14px; }

/* Sections */
section { padding: 96px 0; }
.section-tight { padding: 64px 0; }
.section-head { display: flex; flex-direction: column; gap: 16px; max-width: 760px; margin-bottom: 56px; }
.section-head.center { margin-left: auto; margin-right: auto; align-items: center; text-align: center; }

/* Card base */
.card {
  background: var(--hc-card);
  border: 1px solid var(--hc-line);
  border-radius: var(--r-lg);
  padding: 28px;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.card:hover { transform: translateY(-2px); box-shadow: var(--shadow-card); border-color: #d6e1d8; }

/* Top bar */
.topbar { background: var(--hc-green-900); color: #cfe5d6; font-size: 13px; padding: 10px 0; }
.topbar .container { display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; }
.topbar a:hover { color: var(--hc-yellow); }
.topbar-info { display: flex; align-items: center; gap: 22px; }
.topbar-info span { display: inline-flex; align-items: center; gap: 8px; }
.topbar-social { display: flex; gap: 14px; }

/* Header */
.header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(150%) blur(10px);
  border-bottom: 1px solid var(--hc-line);
}
.header .container { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 32px; }
.logo { display: flex; align-items: center; }
.logo-img { height: 44px; width: auto; display: block; }
.logo-img--footer {
  height: 44px;
  max-width: 200px;
  background: #fff;
  padding: 10px 16px;
  border-radius: 10px;
  box-sizing: content-box;
  object-fit: contain;
}
.footer .brand-logo { display: inline-flex; margin-bottom: 18px; }

.nav { display: flex; align-items: center; }
.nav-list { display: flex; align-items: center; gap: 32px; list-style: none; margin: 0; padding: 0; }
.nav-list li { list-style: none; }
.nav a { font-weight: 600; font-size: 15px; color: var(--hc-ink-2); position: relative; text-decoration: none; }
.nav a:hover { color: var(--hc-green-800); }
.nav a.active { color: var(--hc-green-800); }
.nav a.active::after { content: ""; position: absolute; left: 0; right: 0; bottom: -10px; height: 3px; background: var(--hc-yellow); border-radius: 2px; }

.header-cta { display: flex; align-items: center; gap: 12px; }

/* Hero */
.hero { padding: 32px 0 96px; position: relative; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: 64px; align-items: center; }
.hero-badge { display: inline-flex; align-items: center; gap: 10px; padding: 8px 14px; background: var(--hc-green-50); color: var(--hc-green-800); border-radius: var(--r-pill); font-weight: 600; font-size: 13px; }
.hero-badge .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--hc-green-600); box-shadow: 0 0 0 4px rgba(42,157,106,.18); }
.hero h1 { margin-top: 0; }
.hero h1 .accent { color: var(--hc-green-800); position: relative; display: inline-block; }
.hero h1 .accent::after { content: ""; position: absolute; left: 0; right: 0; bottom: 4px; height: 12px; background: var(--hc-yellow); z-index: -1; opacity: .6; border-radius: 4px; }
.hero p.lead { margin-top: 24px; font-size: 19px; line-height: 1.5; color: var(--hc-ink-2); max-width: 540px; }
.hero-actions { margin-top: 36px; display: flex; gap: 14px; flex-wrap: wrap; }

.hero-stats { margin-top: 56px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; max-width: 540px; }
.hero-stats .stat .num { font-family: var(--hc-display); font-weight: 800; font-size: 36px; color: var(--hc-green-800); letter-spacing: -0.03em; }
.hero-stats .stat .lbl { font-size: 13px; color: var(--hc-muted); margin-top: 4px; }

/* Planejador (form) */
.planner {
  background: var(--hc-card);
  border-radius: var(--r-xl);
  padding: 32px;
  box-shadow: var(--shadow-pop);
  border: 1px solid var(--hc-line);
  position: relative;
}
.planner-tag {
  position: absolute; top: -16px; left: 32px;
  background: var(--hc-yellow); color: var(--hc-ink);
  padding: 8px 16px; border-radius: var(--r-pill);
  font-weight: 700; font-size: 13px; letter-spacing: .04em;
  display: inline-flex; align-items: center; gap: 8px;
}
.planner-head { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 20px; padding-top: 8px; }
.planner-head h3 { font-size: 24px; }
.planner-head .step-num { font-family: var(--hc-display); font-weight: 800; font-size: 14px; color: var(--hc-muted); }
.planner-head .step-num b { color: var(--hc-green-800); font-size: 18px; }

.progress { height: 6px; background: var(--hc-green-50); border-radius: 4px; overflow: hidden; margin-bottom: 24px; }
.progress > span { display: block; height: 100%; background: linear-gradient(90deg, var(--hc-green-700), var(--hc-green-600)); border-radius: 4px; transition: width .35s cubic-bezier(.2,.7,.3,1); }

.field { margin-bottom: 16px; }
.field label { display: block; font-weight: 600; font-size: 13px; color: var(--hc-ink-2); margin-bottom: 8px; }
.field input, .field select {
  width: 100%; padding: 16px 18px; border-radius: var(--r-md);
  border: 1.5px solid var(--hc-line); background: #fff;
  font-size: 16px; transition: border-color .15s ease, box-shadow .15s ease;
}
.field input:focus, .field select:focus { outline: none; border-color: var(--hc-green-700); box-shadow: 0 0 0 4px rgba(27,122,79,.12); }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }

.amount-display {
  text-align: center; padding: 24px 16px; background: linear-gradient(180deg, var(--hc-green-50), #fff);
  border-radius: var(--r-md); margin-bottom: 16px; border: 1px dashed #c8e0d2;
}
.amount-display .lbl { font-size: 13px; color: var(--hc-muted); font-weight: 600; }
.amount-display .val { font-family: var(--hc-display); font-weight: 800; font-size: 44px; color: var(--hc-green-800); letter-spacing: -0.03em; margin-top: 4px; }
.amount-display .sub { font-size: 13px; color: var(--hc-muted); margin-top: 4px; }

input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; background: var(--hc-line); border-radius: 4px; }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 26px; height: 26px; border-radius: 50%; background: var(--hc-yellow); border: 4px solid #fff; box-shadow: 0 2px 8px rgba(0,0,0,.18); cursor: pointer; }
input[type="range"]::-moz-range-thumb { width: 26px; height: 26px; border-radius: 50%; background: var(--hc-yellow); border: 4px solid #fff; box-shadow: 0 2px 8px rgba(0,0,0,.18); cursor: pointer; }

.range-marks { display: flex; justify-content: space-between; font-size: 12px; color: var(--hc-muted); margin-top: 8px; }

.choice-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.choice {
  padding: 16px; border: 1.5px solid var(--hc-line); border-radius: var(--r-md);
  display: flex; align-items: center; gap: 12px; cursor: pointer; transition: all .15s ease; background: #fff;
  text-align: left;
}
.choice:hover { border-color: var(--hc-green-700); background: var(--hc-green-50); }
.choice.selected { border-color: var(--hc-green-800); background: var(--hc-green-50); box-shadow: inset 0 0 0 1px var(--hc-green-800); }
.choice .ico { width: 36px; height: 36px; border-radius: 10px; background: var(--hc-green-50); color: var(--hc-green-800); display: grid; place-items: center; flex-shrink: 0; }
.choice .lbl { font-size: 14px; font-weight: 600; line-height: 1.25; }

.planner-foot { display: flex; justify-content: space-between; align-items: center; margin-top: 24px; gap: 12px; }
.planner-foot .back { color: var(--hc-muted); font-weight: 600; font-size: 14px; }
.planner-foot .back:hover { color: var(--hc-ink); }
.planner-foot .btn { flex: 1; max-width: 240px; }

.planner-step { display: none; animation: fadeUp .3s ease both; }
.planner-step.active { display: block; }
@keyframes fadeUp { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }

.success {
  text-align: center; padding: 24px 12px;
}
.success .check { width: 72px; height: 72px; border-radius: 50%; background: var(--hc-green-50); color: var(--hc-green-800); display: grid; place-items: center; margin: 0 auto 16px; }
.success h4 { font-family: var(--hc-display); font-size: 24px; margin-bottom: 8px; }
.success p { color: var(--hc-muted); margin-bottom: 20px; }

/* Trust strip */
.trust-strip {
  background: var(--hc-green-900);
  color: #cfe5d6;
  padding: 20px 0;
}
.trust-strip .container { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.trust-item { display: flex; align-items: center; gap: 14px; }
.trust-item .ico { width: 44px; height: 44px; border-radius: 12px; background: rgba(255,199,44,.15); color: var(--hc-yellow); display: grid; place-items: center; flex-shrink: 0; }
.trust-item .t { font-weight: 700; color: #fff; font-size: 15px; line-height: 1.2; }
.trust-item .s { font-size: 12px; opacity: .8; margin-top: 2px; }

/* Products */
.products { background: #fff; }
.product-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.product-card {
  background: var(--hc-card); border: 1px solid var(--hc-line); border-radius: var(--r-lg);
  padding: 0; overflow: hidden; transition: transform .2s ease, box-shadow .2s ease;
  display: flex; flex-direction: column;
}
.product-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-card); }
.product-card .pic { aspect-ratio: 16/10; background: var(--hc-green-50); position: relative; overflow: hidden; }
.product-card .pic img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.product-card:hover .pic img { transform: scale(1.04); }
.product-card .tag { position: absolute; top: 14px; left: 14px; background: var(--hc-yellow); color: var(--hc-ink); padding: 6px 12px; border-radius: var(--r-pill); font-weight: 700; font-size: 12px; letter-spacing: .03em; text-transform: uppercase; }
.product-card .body { padding: 24px; display: flex; flex-direction: column; gap: 12px; flex: 1; }
.product-card h3 { font-size: 22px; }
.product-card p { color: var(--hc-muted); font-size: 14px; line-height: 1.5; flex: 1; }
.product-card .meta { display: flex; gap: 16px; padding-top: 12px; border-top: 1px solid var(--hc-line); }
.product-card .meta div { font-size: 12px; }
.product-card .meta .v { display: block; font-family: var(--hc-display); font-weight: 700; color: var(--hc-green-800); font-size: 16px; }
.product-card .meta .l { color: var(--hc-muted); }
.product-card .foot { padding: 0 24px 24px; }
.product-card .foot a { display: inline-flex; align-items: center; gap: 8px; color: var(--hc-green-800); font-weight: 700; font-size: 14px; }
.product-card .foot a:hover { color: var(--hc-green-700); }
.product-card .foot a:hover svg { transform: translateX(3px); }
.product-card .foot a svg { transition: transform .2s ease; }

/* Sobre */
.about { background: var(--hc-bg); }
.about-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 64px; align-items: center; }
.about-pic { position: relative; }
.about-pic .main {
  aspect-ratio: 4/5; background: #ddd; border-radius: var(--r-xl); overflow: hidden;
  background-image: url('https://images.unsplash.com/photo-1573496359142-b8d87734a5a2?w=900&auto=format&fit=crop&q=80');
  background-size: cover; background-position: center;
}
.about-pic .badge {
  position: absolute; bottom: -24px; right: -24px; background: var(--hc-yellow);
  border-radius: var(--r-lg); padding: 20px 24px; box-shadow: var(--shadow-pop);
  display: flex; align-items: center; gap: 14px;
}
.about-pic .badge .num { font-family: var(--hc-display); font-weight: 800; font-size: 44px; color: var(--hc-green-900); letter-spacing: -0.04em; line-height: 1; }
.about-pic .badge .lbl { font-size: 12px; font-weight: 700; line-height: 1.2; color: var(--hc-ink); }

.about-text .quote {
  font-family: var(--hc-display); font-size: 22px; line-height: 1.4; color: var(--hc-ink-2);
  border-left: 3px solid var(--hc-yellow); padding-left: 20px; margin: 24px 0;
  font-style: italic;
}
.about-text .signature { display: flex; align-items: center; gap: 14px; margin-top: 24px; }
.about-text .signature .av { width: 56px; height: 56px; border-radius: 50%; background: var(--hc-green-700); color: #fff; display: grid; place-items: center; font-family: var(--hc-display); font-weight: 700; font-size: 22px; }
.about-text .signature b { display: block; font-weight: 700; }
.about-text .signature span { color: var(--hc-muted); font-size: 14px; }

.about-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 32px; }
.about-stats .s { padding: 20px; background: #fff; border: 1px solid var(--hc-line); border-radius: var(--r-md); }
.about-stats .s .n { font-family: var(--hc-display); font-weight: 800; font-size: 32px; color: var(--hc-green-800); letter-spacing: -0.03em; }
.about-stats .s .l { font-size: 13px; color: var(--hc-muted); margin-top: 4px; }

/* Como funciona */
.how { background: var(--hc-green-900); color: #fff; position: relative; overflow: hidden; }
.how::before { content: ""; position: absolute; top: -100px; right: -100px; width: 400px; height: 400px; background: radial-gradient(circle, rgba(255,199,44,.15), transparent 70%); }
.how h2 { color: #fff; }
.how .eyebrow { color: var(--hc-yellow); }
.how .eyebrow::before { background: var(--hc-yellow); }
.how-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; position: relative; }
.how-grid::before { content: ""; position: absolute; top: 36px; left: 12%; right: 12%; height: 2px; background: linear-gradient(90deg, transparent, rgba(255,199,44,.4) 20%, rgba(255,199,44,.4) 80%, transparent); }
.step {
  text-align: center;
  position: relative; z-index: 1;
}
.step .num {
  width: 72px; height: 72px; border-radius: 50%; background: var(--hc-green-800); border: 2px solid var(--hc-yellow);
  color: var(--hc-yellow); display: grid; place-items: center; margin: 0 auto 18px;
  font-family: var(--hc-display); font-weight: 800; font-size: 28px;
}
.step h4 { color: #fff; font-size: 18px; font-family: var(--hc-display); margin-bottom: 8px; }
.step p { color: rgba(255,255,255,.7); font-size: 14px; line-height: 1.5; }

/* Depoimentos */
.testi { background: #fff; }
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.testi-card {
  background: var(--hc-bg); border-radius: var(--r-lg); padding: 28px; position: relative;
  border: 1px solid var(--hc-line);
  display: flex; flex-direction: column; gap: 20px;
}
.testi-card .quote-mark { position: absolute; top: 18px; right: 22px; font-family: var(--hc-display); font-size: 64px; line-height: 1; color: var(--hc-yellow); opacity: .5; }
.testi-card .stars { display: flex; gap: 2px; color: var(--hc-yellow); }
.testi-card p { font-size: 16px; line-height: 1.55; color: var(--hc-ink-2); flex: 1; }
.testi-card .who { display: flex; align-items: center; gap: 14px; }
.testi-card .av { width: 48px; height: 48px; border-radius: 50%; background: var(--hc-green-700); color: #fff; display: grid; place-items: center; font-family: var(--hc-display); font-weight: 700; font-size: 18px; flex-shrink: 0; }
.testi-card .who b { display: block; font-weight: 700; font-size: 15px; }
.testi-card .who span { color: var(--hc-muted); font-size: 13px; }

/* Bancos */
.banks { background: var(--hc-bg); padding: 72px 0; }
.banks h3 { text-align: center; font-size: 18px; color: var(--hc-muted); font-weight: 600; margin-bottom: 32px; font-family: var(--hc-text); letter-spacing: .04em; text-transform: uppercase; }
.banks-grid { display: grid; grid-template-columns: repeat(6, 1fr); gap: 16px; align-items: center; }
.bank-logo {
  background: #fff; border: 1px solid var(--hc-line); border-radius: var(--r-md);
  padding: 22px 16px; height: 84px; display: grid; place-items: center;
  font-family: var(--hc-display); font-weight: 800; font-size: 17px; color: var(--hc-ink-2);
  letter-spacing: -0.02em; transition: all .2s ease; text-align: center;
}
.bank-logo:hover { border-color: var(--hc-green-700); color: var(--hc-green-800); transform: translateY(-2px); }
.bank-logo small { display: block; font-size: 10px; font-weight: 600; color: var(--hc-muted); letter-spacing: .08em; margin-top: 2px; }

/* Blog */
.blog { background: #fff; }
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.blog-card { display: flex; flex-direction: column; }
.blog-card .pic { aspect-ratio: 16/10; border-radius: var(--r-md); overflow: hidden; margin-bottom: 18px; background: var(--hc-green-50); }
.blog-card .pic img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.blog-card:hover .pic img { transform: scale(1.04); }
.blog-card .cat { font-size: 12px; font-weight: 700; color: var(--hc-green-700); letter-spacing: .08em; text-transform: uppercase; margin-bottom: 10px; }
.blog-card h3 { font-size: 22px; line-height: 1.2; margin-bottom: 12px; }
.blog-card p { color: var(--hc-muted); font-size: 14px; line-height: 1.5; }
.blog-card .meta { margin-top: 14px; font-size: 13px; color: var(--hc-muted); display: flex; gap: 12px; }

/* FAQ */
.faq { background: var(--hc-bg); }
.faq-grid { display: grid; grid-template-columns: 1fr 1.4fr; gap: 64px; align-items: start; }
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: #fff; border: 1px solid var(--hc-line); border-radius: var(--r-md);
  overflow: hidden; transition: border-color .2s ease;
}
.faq-item.open { border-color: var(--hc-green-700); }
.faq-item button {
  width: 100%; padding: 22px 24px; display: flex; justify-content: space-between; align-items: center;
  font-weight: 700; font-size: 16px; text-align: left; color: var(--hc-ink);
}
.faq-item .ic { width: 28px; height: 28px; border-radius: 50%; background: var(--hc-green-50); color: var(--hc-green-800); display: grid; place-items: center; flex-shrink: 0; transition: transform .25s ease, background .2s ease; }
.faq-item.open .ic { background: var(--hc-yellow); color: var(--hc-ink); transform: rotate(45deg); }
.faq-item .body { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-item.open .body { max-height: 300px; }
.faq-item .body-inner { padding: 0 24px 22px; color: var(--hc-ink-2); line-height: 1.55; font-size: 15px; }

/* CTA final */
.cta-final {
  background: var(--hc-green-800); color: #fff;
  border-radius: var(--r-xl); padding: 64px;
  display: grid; grid-template-columns: 1.4fr 1fr; gap: 48px; align-items: center;
  position: relative; overflow: hidden;
}
.cta-final::before { content: ""; position: absolute; bottom: -100px; left: -100px; width: 350px; height: 350px; background: radial-gradient(circle, rgba(255,199,44,.18), transparent 70%); }
.cta-final h2 { color: #fff; }
.cta-final p { font-size: 18px; line-height: 1.5; opacity: .85; margin-top: 16px; max-width: 480px; }
.cta-final .actions { display: flex; flex-direction: column; gap: 14px; align-items: stretch; position: relative; z-index: 1; }

/* Footer */
.footer { background: var(--hc-green-900); color: #cfe5d6; padding: 72px 0 32px; margin-top: 96px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 48px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,.08); }
.footer h5 { color: #fff; font-family: var(--hc-text); font-weight: 700; font-size: 14px; margin-bottom: 18px; letter-spacing: .04em; text-transform: uppercase; }
.footer p, .footer a, .footer li { font-size: 14px; line-height: 1.7; color: rgba(207,229,214,.8); }
.footer a:hover { color: var(--hc-yellow); }
.footer ul { list-style: none; }
.footer .brand-logo { margin-bottom: 18px; }
.footer .social { display: flex; gap: 10px; margin-top: 16px; }
.footer .social a { width: 38px; height: 38px; border-radius: 10px; background: rgba(255,255,255,.08); display: grid; place-items: center; transition: all .2s ease; }
.footer .social a:hover { background: var(--hc-yellow); color: var(--hc-green-900); }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; padding-top: 28px; font-size: 13px; flex-wrap: wrap; gap: 12px; }
.footer-bottom .legal { display: flex; gap: 22px; }

/* WhatsApp flutuante */
.wa-float {
  position: fixed; bottom: 24px; right: 24px; z-index: 60;
  display: flex; align-items: center; gap: 12px;
  background: #25D366; color: #fff; padding: 14px 22px 14px 14px;
  border-radius: var(--r-pill); box-shadow: 0 12px 30px -8px rgba(37,211,102,.5);
  font-weight: 700; font-size: 15px;
  transition: transform .2s ease;
}
.wa-float:hover { transform: translateY(-2px); }
.wa-float .ic { width: 36px; height: 36px; border-radius: 50%; background: rgba(255,255,255,.18); display: grid; place-items: center; }
.wa-float .pulse { position: absolute; top: -4px; right: -4px; width: 14px; height: 14px; background: var(--hc-yellow); border: 2px solid #25D366; border-radius: 50%; }

/* Responsive */
@media (max-width: 980px) {
  .hero-grid, .about-grid, .faq-grid, .cta-final { grid-template-columns: 1fr; }
  .product-grid, .testi-grid, .blog-grid, .how-grid { grid-template-columns: 1fr 1fr; }
  .banks-grid { grid-template-columns: repeat(3, 1fr); }
  .trust-strip .container { grid-template-columns: 1fr 1fr; gap: 20px; }
  .nav { display: none; }
  .cta-final { padding: 40px 28px; }
  section { padding: 64px 0; }
  .how-grid::before { display: none; }
}
@media (max-width: 640px) {
  .product-grid, .testi-grid, .blog-grid, .how-grid { grid-template-columns: 1fr; }
  .banks-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .header-cta .btn:not(.btn-primary) { display: none; }
  .topbar-info { font-size: 12px; gap: 12px; }
  .topbar-info span:nth-child(2) { display: none; }
  .hero { padding-top: 32px; }
  .planner { padding: 24px; }
  .about-pic .badge { right: 0; bottom: 0; }
  .wa-float span:not(.ic):not(.pulse) { display: none; }
  .wa-float { padding: 14px; }
}

.trust-strip + footer, .trust-strip ~ footer { margin-top: 0; }

/* =============================================
   MOBILE — max-width: 768px
   ============================================= */
@media (max-width: 768px) {

  /* TOPBAR mobile — esconde social, horário e endereço longo; mantém só telefone */
  .topbar-social { display: none; }
  .topbar-info span:nth-child(1) { display: none; } /* esconde endereço */
  .topbar-info span:nth-child(2) { display: none; } /* esconde horário */
  .topbar-info span:nth-child(3) { display: inline-flex; } /* garante telefone visível */
  .topbar .container { flex-wrap: nowrap; justify-content: center; }
  .topbar-info { font-size: 12px; justify-content: center; }

  /* HEADER */
  .header .container { padding: 0 16px; }
  .header-cta .btn-ghost { display: none; } /* esconde botão telefone — já aparece no topbar */
  .header-cta { gap: 8px; }

  /* NAV mobile */
  .nav { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: var(--hc-green-900); flex-direction: column; align-items: center; justify-content: center; gap: 32px; z-index: 999; }
  .nav.is-open { display: flex; }
  .nav-list { flex-direction: column; align-items: center; gap: 24px; }
  .nav-list a { font-size: 22px; color: #fff; font-weight: 600; }

  /* NAV TOGGLE — hamburguer */
  .nav-toggle { display: flex; }

  /* HERO */
  .hero { padding: 40px 0 64px; }
  .hero h1 { font-size: clamp(30px, 8vw, 48px); }

  /* TRUST STRIP */
  .trust-strip .container { grid-template-columns: 1fr 1fr; gap: 16px; }

  /* FOOTER */
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer { padding: 48px 0 24px; margin-top: 0; }
  .footer-bottom { flex-direction: column; align-items: flex-start; gap: 8px; }
}

@media (max-width: 480px) {
  .trust-strip .container { grid-template-columns: 1fr; gap: 14px; }
  .hero h1 { font-size: 28px; }
}